Category Archives: Finances and Budgeting

Three Best and Free Online Financial Tools

There are many online personal finance tools out there to keep your finances in order to be a better saver and smarter consumer. I love the following sites because they are user friendly, easy to understand, and best of all: FREE.

Continue Reading »


Kids Making Money: Six Fun and Easy Ways for Kids to Earn Money

Babysitting is not the only way for kids to earn a little extra. There are plenty of ways for kids to make some money.  Here are 6 fun and easy kid-friendly money making ideas.

Continue Reading »


Save Hundreds of Dollars With New Energy Efficient Light Bulbs

Whether one is installing solar panels or LED lightbulbs, energy savings will be maximized by getting them right away.

Continue Reading »


Easy Ways to Save Money

When it comes to saving money, habits are important.  I’ve found 3 easy ways to save more for later.

Continue Reading »


Rental Properties Can Make Money While Operating at a Loss

In real estate investing, the term for money made while operating at a loss is “Phantom Cash Flow.”

Continue Reading »


When Investing in Real Estate, Use a Property Manager

Property managers usually charge 10% of all rental income while taking on most of the burdens of day-to-day management of rental properties.

Continue Reading »


How I Bought My First Rental Property

Before becoming passive rental property owners, we lived in a home for a year and a half.  This allowed us to fix it up over 16 months with about $10,000 that we did not have after closing.

Continue Reading »


Dad’s Advice on Investing in the Stock Market

My father invested in stocks for two reasons:

  1. The company had a good or service people needed
  2. He liked and used the products and services they offered

Continue Reading »


Buying Organic Whole Foods and Grass-Fed Meats: A Worthwhile Investment

Should saving money be the most important goal of grocery shopping and meal planning? Or should one of our primary goals be to feed our families nutritious foods, including organic produce and grass-fed meat and dairy, even if it costs more than we’ve budgeted in the past? What’s worth the money and what isn’t worth the time?

Continue Reading »


I Learned How to Invest in the Stock Market the Hard Way

Stock market investors always find the occasional bump in the road.  In my case, early success made me a bull market genius, and I kept this mentality for more than a decade, losing thousands of dollars along the way.

Continue Reading »