Thanksgiving is a perfect day of the week to share food, love, and good cheer. It is also a good day to practice the art of meal planning and extending.
It’s best to have just one person in charge of the family finances. This prevents questions over what money has gone out when, and makes saving and clearing debts much easier. That one person needs to have access to all the different checking and saving accounts, as well as credit card statements, loans and the […]
I remember hearing all the time about how important a budget was. The problem is that I’m useless with numbers. I don’t mind using spreadsheets, but when it comes to doing calculations within them and working with numbers, I’m useless. There’s a possibility that you are too, and it may be putting you off starting […]
Part of taking control of your finances is controlling your debt. This can seen daunting at first, especially if you have thousands of dollars worth, with it spread all over the place. But it is possible. About five years ago, I was in some serious debt. I got a credit card without really understanding much […]
Dave Ramsey has been a financial counselor for years helping families across America become debt-free and build solid wealth. Does the Debt Snowball work? Dave Ramsey’s term, the Debt Snowball, is part of his series towards financial freedom. In fact, the Debt Snowball is the second step, usually one of the longest, hardest and most misunderstood […]
Finding cheap Halloween costumes isn’t quite as hard as you may think. Each year, my kids start thinking of completely new Halloween costume ideas. Last year, my nephew decided he wanted to be an elevator. My sister made his costume out of a medium-sized cardboard box that she painted. It was cheap to make and easy […]