All of the money saving experts said it was the best way for apartment dwellers to grow food cheaply. Who was I to argue? Learn from my container-gardening mistakes.
It’s best to have just one person in charge of the family finances. This prevents questions over what money has gone out when, and makes saving and clearing debts much easier. That one person needs to have access to all the different checking and saving accounts, as well as credit card statements, loans and the […]
I remember hearing all the time about how important a budget was. The problem is that I’m useless with numbers. I don’t mind using spreadsheets, but when it comes to doing calculations within them and working with numbers, I’m useless. There’s a possibility that you are too, and it may be putting you off starting […]
Part of taking control of your finances is controlling your debt. This can seen daunting at first, especially if you have thousands of dollars worth, with it spread all over the place. But it is possible. About five years ago, I was in some serious debt. I got a credit card without really understanding much […]
Dave Ramsey has been a financial counselor for years helping families across America become debt-free and build solid wealth. Does the Debt Snowball work? Dave Ramsey’s term, the Debt Snowball, is part of his series towards financial freedom. In fact, the Debt Snowball is the second step, usually one of the longest, hardest and most misunderstood […]
Finding cheap Halloween costumes isn’t quite as hard as you may think. Each year, my kids start thinking of completely new Halloween costume ideas. Last year, my nephew decided he wanted to be an elevator. My sister made his costume out of a medium-sized cardboard box that she painted. It was cheap to make and easy […]
As Christmas draws near, you, like many others, might find yourself a bit short of funds. While many people pull out their credit cards to pay for anything they buy around the holidays, Christmas loans might be a better choice. We know that Christmas comes each and every year at the same time – December […]
Apart from taking on full or part time work, selling off what we own, or selling off bodily fluids and organs, it may seem nearly impossible to live off the income of two people per household, and just as impossible to increase that income to a breathable level without taking on a second job. The […]