Improving a credit score is a game that every American is going to have to play to get better rates on loans for big ticket items like cars and mortgages. Improving a credit score involves using a lot of little strategies and paying close attention to spending. Its hard playing a game when the referee […]
Know Credit Scores and Understand Credit Reports
I thought I understood the importance of a checking my credit score and credit report until I decided to apply for a mortgage. I knew that I was up there, in the 780s-760s, but I never knew quite what that meant. When I applied, I wasn’t offered the best interest rate, and I asked why […]
