As we grow closer to the end of yet another year many begin to take stock of our financial situations. It is tough being pulled in so many directions – children’s college funds, vacation and family outings, home ownership and more. But it’s important not to neglect long-term savings for your retirement years. We aren’t […]
Dave Ramsey has been a financial counselor for years helping families across America become debt-free and build solid wealth. Does the Debt Snowball work? Dave Ramsey’s term, the Debt Snowball, is part of his series towards financial freedom. In fact, the Debt Snowball is the second step, usually one of the longest, hardest and most misunderstood […]
There is a lot of pressure to have a certain lifestyle. But the truth is most people cannot afford the lifestyles they’ve bought. The ability to buy something doesn’t mean a thing unless you also have the ability to afford it. You’ll notice that those who can afford more might have less than those who cannot. That is where the key is.