Ho! Ho! Ho! It’s time to start thinking about Christmas Gifts (if you haven’t already finished your shopping) and you know what’s better than finding a great deal on a gift? Getting cash back on top of that! I started using these sites a few months ago and I LOVE them!
Here is a breakdown of the two best cash back sites and how they work.
I have had great success using this site. Sign up with ShopAtHome, click thru to the stores you normally shop at online and receive cash back on your purchases. Once you hit $20 in cash back, they mail you a check.
Example: Looking to purchase a new video game for a gift? If you would normally order it from Target.com, then simply go to ShopAtHome, click on Target – there will most likely be a coupon code to use as well as the cash back (3-10% depending on the promotion) – and make your purchase. A tracking ticket is created when you click through, and there is nothing more for you to do!
Keep a look out for their “Wild Limited Time Deals” for some extreme savings (I scored a few free deodorants). Need to order Christmas Photo Cards? You can get 24% cash back right know if you use ShopAtHome. You really can’t lose here. Just keep in mind that you won’t get a check until you hit $20 and they only mail checks once a month. You can also request free samples and find printable coupons at ShopAtHome.
This site works essentially the same way, but they pay you every 3 months once you have earned over $5.01 in cash back. And, you can choose your payment method- check in the mail, PayPal OR have them give your cash back to your favorite charity or a family member.
Make sure and sign up for their email so you will know what store is offering the Daily Double in cash back! Through Ebates, you can earn up to 25% cash back on purchases you were already going to make. New users at Ebates receive a bonus of $5 cash.
There are a lot of other cash back sites out there on the vast world wide web, but make sure you are using a reputable company. You should not have to give these sites anything other than your name, email and address.
Many credit cards and banks also offer cash back – for example, I know Bank of America has the Add It Up program, but I haven’t seen the same high cash back percentages as you would on other sites.
If you are a regular customer on Amazon.com, then you might want to consider getting an Amazon Credit Card (I hate the idea of credit cards, so I am only suggesting this if you have the discipline to pay it off each time you use it). You earn points on all purchases, and now you can check out at Amazon using points that you’ve earned.
And of course there are sites like MyPoints and Swagbucks where you can earn points for taking surveys, searching the internet or reading emails and trade those points in for gift cards.
Even if a few bucks in cash back here or there doesn’t sound like much – it adds up! Think of it as a $1 off coupons (or $5 off!).
Bottom line: DO NOT PAY FULL PRICE – FOR CHRISTMAS GIFTS (*because it pains me to hear about it).
Make your hard-earned money work for you and go score some great deals.
(Some of these are my referral links, so yes, I get a credit – but I wouldn’t share them with you if I didn’t think they were great programs)