When you have five kids and you do not do extravagant birthday parties and holiday celebrations, you have to find a way to manage a reasonable budget for toys and activities.
Some families will decide to place the main breadwinner in the family in charge of the finances. There is nothing wrong with going down this route, but is the principal breadwinner in the house enough to handle the finances? Who is in the best position to manage the budget?
I remember hearing all the time about how important a budget was. The problem is that I’m useless with numbers. I don’t mind using spreadsheets, but when it comes to doing calculations within them and working with numbers, I’m useless. There’s a possibility that you are too, and it may be putting you off starting […]
Part of taking control of your finances is controlling your debt. This can seen daunting at first, especially if you have thousands of dollars worth, with it spread all over the place. But it is possible. About five years ago, I was in some serious debt. I got a credit card without really understanding much […]