Some families will decide to place the main breadwinner in the family in charge of the finances. There is nothing wrong with going down this route, but is the principal breadwinner in the house enough to handle the finances? Who is in the best position to manage the budget?
Part of taking control of your finances is controlling your debt. This can seen daunting at first, especially if you have thousands of dollars worth, with it spread all over the place. But it is possible. About five years ago, I was in some serious debt. I got a credit card without really understanding much […]
When I need to get rid of sensitive documents (my definition: anything with identifying information on it), I always run them through a cross-cut shredder. Previously, I’d put this shredded pile into my paper recycling bin, where the garbage men would typically end up dropping half of them as they dumped the paper into the […]
As Christmas draws near, you, like many others, might find yourself a bit short of funds. While many people pull out their credit cards to pay for anything they buy around the holidays, Christmas loans might be a better choice. We know that Christmas comes each and every year at the same time – December […]
After Christmas, finances tend to be tighter than usual. I know how family has to really budget during January and sometimes have to dip into savings to help afford the necessities until our salaries reach our bank accounts. We’ve developed a strategy over the last few years, and it makes handling the family finances much […]