Improving a credit score is a game that every American is going to have to play to get better rates on loans for big ticket items like cars and mortgages. Improving a credit score involves using a lot of little strategies and paying close attention to spending. Its hard playing a game when the referee […]
Know Credit Scores and Understand Credit Reports
I thought I understood the importance of a checking my credit score and credit report until I decided to apply for a mortgage. I knew that I was up there, in the 780s-760s, but I never knew quite what that meant. When I applied, I wasn’t offered the best interest rate, and I asked why […]
Four Tips for High Yield or Interest Checking Accounts
High yield or high interest checking accounts are checking accounts from online banks that offer interest payments if you follow some basic rules. Following the high interest checking account guidelines will earn a dividend on your balance, where traditional accounts might not earn you a penny. They are very beneficial, especially now when trying to […]
Three Best and Free Online Financial Tools
There are many online personal finance tools out there to keep your finances in order to be a better saver and smarter consumer. I love the following sites because they are user friendly, easy to understand, and best of all: FREE.
Money Matters: The Importance of Having a Dream
Are you overwhelmed by a financial situation that seems to be out of control? Are you finding it hard to know where to start in getting it under control?
Why is it important to have a financial dream that speaks to your heart? Finding a financial dream give you the opportunity to make a conscious decision to change what you value in life.
Five Ways to Earn Extra Money at Home
In today’s economy we’re all looking for ways to stretch out budgets. While many times the need for frugal living means creative meal preparation on the part of the wife and mother, there are other ways to help with family finances from home. Here are some zero or low-cost ideas for making money from home.
