Determined to have a nice patio set and not spend hundreds of dollars? This frugal porch furniture makeover in just 5 easy steps will show you how we took someone else’s junk and made it into our treasure for less than $50.
When Backyard Gardening Doesn’t Save You Money
All of the money saving experts said it was the best way for apartment dwellers to grow food cheaply. Who was I to argue? Learn from my container-gardening mistakes.
Can’t Live Without Tomato Powder
You can probably imagine what was going through my head when I found myself in the grocery store looking at the rows of tomato paste that I so desperately needed for dinner that night. “Golly gee whiz! I know I can do that!” I shrugged my shoulders and bought it anyway. The teeny cans of […]
Understanding the Dave Ramsey Debt Snowball – How Does it Work?
Dave Ramsey has been a financial counselor for years helping families across America become debt-free and build solid wealth. Does the Debt Snowball work? Dave Ramsey’s term, the Debt Snowball, is part of his series towards financial freedom. In fact, the Debt Snowball is the second step, usually one of the longest, hardest and most misunderstood […]
Christmas Loans or Credit Cards?
As Christmas draws near, you, like many others, might find yourself a bit short of funds. While many people pull out their credit cards to pay for anything they buy around the holidays, Christmas loans might be a better choice. We know that Christmas comes each and every year at the same time – December […]
6 Easy Ways to Increase Your Income
Apart from taking on full or part time work, selling off what we own, or selling off bodily fluids and organs, it may seem nearly impossible to live off the income of two people per household, and just as impossible to increase that income to a breathable level without taking on a second job. The […]
10 Easy Methods to Slash Your Family’s Food Bill
So many people offer couponing and double couponing as an easy method to save on groceries. This article isn’t one of them. My family hasn’t clipped a coupon in months. Yet, we tend to live on $20 to $60 per week on groceries for a family of three.
Get Prepared: Insurance to Repair and Rebuild
The storm is past. The wildfire is out. But your home is gone. Now what? As always, plan ahead! Homeowner’s insurance is not very expensive, and it is common to roll the monthly premium into your mortgage payment (along with taxes – it’s called ‘escrow.’) Homeowner’s insurance can be as little as $100/month, rolled into […]
Get Prepared: Drying Clothes Outside
Most of us have a washer and dryer readily available to us, even if it means a trip to the laundromat. But what if a power outage outlasts your supply of clean laundry? Regardless of the season or the weather, clothing can be dried on a line, either inside or out. Inside takes a bit […]
Ways to Save Money for Stay at Home Moms – And Everyone Else, Too!
Learn how to save money at home by making your own laundry soap, fire starters, and other neat ideas. Here are some ways to save money at home by making your own products. Save Money With Homemade Laundry Soap Many household items have increased in price lately, and laundry soap is one of them. The […]
Working Moms: What Do They Pay to Work?
According to the U.S. Census Bureau, in 2006, 70% of mothers worked outside the home. Are they actually costing the family money? The median salary for women in the United States, in full-time, all-year jobs, is $28,000, according to the 2000 census. Of course, many women make more than this, depending on their career. The […]
When You’ve Fallen off the Menu Planning Bandwagon (and How to Get Back On)
The holiday season seemed to fly by this past year, and shortly after New Year’s I discovered that I hadn’t done something that normally is second nature to me: I hadn’t planned a menu for over two months! Christmas preparations interrupted my meal preparations, and it was painfully obvious in our grocery bill. The price […]